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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,821 | $102,385-23.0% | $147,080-46.4% | $80,935-2.6% |
| Participation rate | 88.4% | 75.9%+12.5pp | 82.2%+6.2pp | 67.7%+20.7pp |
| Annual return | 16.54% | 135.09%-118.6pp | 420.17%-403.6pp | 35.66%-19.1pp |
| Employer contribution / active EE | $4,441 | $3,717+19.5% | $4,933-10.0% | $2,757+61.1% |
| Participant deferral / active EE | $9,154 | $6,651+37.6% | $8,066+13.5% | $4,299+112.9% |
| Admin fee / account holder | $6,410 | $7,951-19.4% | $12,989-50.6% | $6,924-7.4% |