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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,213 | $174,379+37.8% | $152,093+57.9% | $138,895+72.9% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 18.65% | 74.86%-56.2pp | 66.36%-47.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $1,000 | $4,652-78.5% | $4,175-76.1% | $4,194-76.2% |
| Participant deferral / active EE | $1,378 | $6,159-77.6% | $5,451-74.7% | $6,396-78.5% |
| Admin fee / account holder | $4,261 | $16,880-74.8% | $14,497-70.6% | $12,562-66.1% |