Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,287 | $55,470-94.1% | $155,556-97.9% | $74,478-95.6% |
| Participation rate | 10.9% | 61.9%-51.0pp | 78.2%-67.4pp | 67.2%-56.4pp |
| Annual return | 4.83% | 269.80%-265.0pp | 64.84%-60.0pp | 1370.56%-1365.7pp |
| Employer contribution / active EE | $0 | $2,267-100.0% | $4,675-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $304 | $2,838-89.3% | $5,631-94.6% | $4,350-93.0% |
| Admin fee / account holder | $2,186 | $1,744+25.3% | $15,885-86.2% | $1,946+12.4% |