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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,322 | $111,814+69.3% | $103,374+83.1% | $145,959+29.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.63% | 24.77%-13.1pp | 24.89%-13.3pp | 561.95%-550.3pp |
| Employer contribution / active EE | $28,924 | $4,214+586.4% | $3,869+647.5% | $4,661+520.6% |
| Participant deferral / active EE | $6,894 | $5,618+22.7% | $5,058+36.3% | $6,689+3.1% |
| Admin fee / account holder | $4,751 | $9,754-51.3% | $8,394-43.4% | $13,398-64.5% |