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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,723 | $108,942-68.1% | $100,415-65.4% | $145,897-76.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.92% | 58.27%-45.3pp | 49.47%-36.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,953 | $4,422-55.8% | $3,943-50.5% | $4,663-58.1% |
| Participant deferral / active EE | $4,428 | $8,461-47.7% | $8,091-45.3% | $6,689-33.8% |
| Admin fee / account holder | $1,539 | $9,702-84.1% | $7,906-80.5% | $13,390-88.5% |