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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,184 | $57,590+388.2% | $86,233+226.1% | $82,448+241.0% |
| Participation rate | 5.1% | 57.9%-52.7pp | 69.0%-63.9pp | 68.1%-62.9pp |
| Annual return | 24.06% | 22.41%+1.6pp | 61.39%-37.3pp | 41.64%-17.6pp |
| Employer contribution / active EE | $1,949 | $1,655+17.7% | $2,504-22.2% | $2,551-23.6% |
| Participant deferral / active EE | $1,544 | $3,080-49.9% | $4,559-66.1% | $4,139-62.7% |
| Admin fee / account holder | $0 | $4,730-100.0% | $8,342-100.0% | $7,234-100.0% |