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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,979 | $172,111-82.0% | $150,298-79.4% | $137,256-77.4% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 19.39% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $1,557 | $4,636-66.4% | $4,154-62.5% | $4,156-62.5% |
| Participant deferral / active EE | $2,364 | $6,166-61.7% | $5,453-56.7% | $6,407-63.1% |
| Admin fee / account holder | $487 | $16,471-97.0% | $14,116-96.5% | $12,270-96.0% |