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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,642 | $95,453-38.6% | $112,040-47.7% | $82,448-28.9% |
| Participation rate | 98.2% | 72.8%+25.5pp | 76.5%+21.7pp | 68.1%+30.1pp |
| Annual return | 16.91% | 23.92%-7.0pp | 24.52%-7.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,411 | $2,318+4.0% | $2,954-18.4% | $2,551-5.5% |
| Participant deferral / active EE | $7,904 | $4,224+87.1% | $5,098+55.1% | $4,139+91.0% |
| Admin fee / account holder | $3,500 | $9,013-61.2% | $12,098-71.1% | $7,234-51.6% |