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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,589 | $65,961-38.5% | $180,320-77.5% | $94,015-56.8% |
| Participation rate | 71.8% | 61.3%+10.5pp | 71.5%+0.3pp | 70.8%+1.0pp |
| Annual return | 19.86% | 14.27%+5.6pp | 778.54%-758.7pp | 17.84%+2.0pp |
| Employer contribution / active EE | $1,245 | $1,737-28.4% | $4,108-69.7% | $2,790-55.4% |
| Participant deferral / active EE | $4,066 | $3,003+35.4% | $4,304-5.5% | $4,249-4.3% |
| Admin fee / account holder | $537 | $4,901-89.1% | $10,000-94.6% | $8,951-94.0% |