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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,944 | $181,062-94.0% | $158,223-93.1% | $155,188-92.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 179.65% | 57.39%+122.3pp | 52.09%+127.6pp | 148.84%+30.8pp |
| Employer contribution / active EE | $5,278 | $4,565+15.6% | $4,109+28.5% | $4,248+24.3% |
| Participant deferral / active EE | $6,614 | $6,134+7.8% | $5,467+21.0% | $6,531+1.3% |
| Admin fee / account holder | $2,983 | $18,825-84.2% | $16,047-81.4% | $14,480-79.4% |