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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,944 | $174,379-93.7% | $152,093-92.8% | $138,895-92.1% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 179.65% | 74.86%+104.8pp | 66.36%+113.3pp | 145.39%+34.3pp |
| Employer contribution / active EE | $5,278 | $4,652+13.5% | $4,175+26.4% | $4,194+25.8% |
| Participant deferral / active EE | $6,614 | $6,159+7.4% | $5,451+21.3% | $6,396+3.4% |
| Admin fee / account holder | $2,983 | $16,880-82.3% | $14,497-79.4% | $12,562-76.3% |