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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,675 | $162,136+161.9% | $152,301+178.8% | $154,746+174.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.59% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $4,562 | $4,890-6.7% | $4,624-1.4% | $4,379+4.2% |
| Participant deferral / active EE | $23,867 | $8,341+186.1% | $8,004+198.2% | $6,730+254.6% |
| Admin fee / account holder | $9,697 | $15,759-38.5% | $14,398-32.7% | $14,365-32.5% |