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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,198 | $126,661-70.6% | $113,397-67.2% | $138,895-73.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 19.40% | 25.05%-5.6pp | 23.20%-3.8pp | 145.39%-126.0pp |
| Employer contribution / active EE | $3,142 | $3,456-9.1% | $2,977+5.5% | $4,194-25.1% |
| Participant deferral / active EE | $6,058 | $5,693+6.4% | $5,076+19.3% | $6,396-5.3% |
| Admin fee / account holder | $1,094 | $14,549-92.5% | $11,957-90.9% | $12,562-91.3% |