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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,207 | $201,370+16.8% | $184,256+27.7% | $145,897+61.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.95% | 29.05%-13.1pp | 28.85%-12.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $7,007 | $7,024-0.2% | $6,427+9.0% | $4,663+50.3% |
| Participant deferral / active EE | $27,365 | $9,808+179.0% | $9,133+199.6% | $6,689+309.1% |
| Admin fee / account holder | $8,403 | $16,364-48.6% | $13,899-39.5% | $13,390-37.2% |