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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,963 | $76,407+331.8% | $150,298+119.5% | $82,448+300.2% |
| Participation rate | 92.9% | 66.4%+26.5pp | 77.8%+15.1pp | 68.1%+24.8pp |
| Annual return | 63.36% | 39.99%+23.4pp | 62.79%+0.6pp | 41.64%+21.7pp |
| Employer contribution / active EE | $10,629 | $2,614+306.6% | $4,154+155.9% | $2,551+316.7% |
| Participant deferral / active EE | $5,662 | $3,214+76.2% | $5,453+3.8% | $4,139+36.8% |
| Admin fee / account holder | $2,503 | $6,352-60.6% | $14,116-82.3% | $7,234-65.4% |