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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,325 | $48,327-53.8% | $67,575-67.0% | $80,935-72.4% |
| Participation rate | 44.8% | 66.4%-21.6pp | 72.9%-28.1pp | 67.7%-22.8pp |
| Annual return | 13.49% | 18.31%-4.8pp | 3528.98%-3515.5pp | 35.66%-22.2pp |
| Employer contribution / active EE | $796 | $2,022-60.6% | $2,736-70.9% | $2,757-71.1% |
| Participant deferral / active EE | $2,509 | $2,927-14.3% | $4,003-37.3% | $4,299-41.6% |
| Admin fee / account holder | $1,858 | $3,692-49.7% | $3,993-53.5% | $6,924-73.2% |