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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,407 | $168,635-22.7% | $147,617-11.7% | $125,389+4.0% |
| Participation rate | 57.1% | 88.8%-31.6pp | 84.6%-27.5pp | 83.2%-26.0pp |
| Annual return | -2.50% | 77.65%-80.1pp | 61.98%-64.5pp | 282.24%-284.7pp |
| Employer contribution / active EE | $2,254 | $6,252-63.9% | $5,564-59.5% | $4,866-53.7% |
| Participant deferral / active EE | $6,831 | $5,507+24.0% | $4,895+39.5% | $5,352+27.6% |
| Admin fee / account holder | $689 | $13,580-94.9% | $11,612-94.1% | $9,541-92.8% |