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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,226 | $97,125-75.1% | $86,233-71.9% | $137,256-82.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 26.92% | 74.19%-47.3pp | 61.39%-34.5pp | 220.34%-193.4pp |
| Employer contribution / active EE | $2,627 | $2,841-7.5% | $2,504+4.9% | $4,156-36.8% |
| Participant deferral / active EE | $8,092 | $5,180+56.2% | $4,559+77.5% | $6,407+26.3% |
| Admin fee / account holder | $405 | $9,725-95.8% | $8,342-95.1% | $12,270-96.7% |