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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,580 | $147,594-96.2% | $121,871-95.4% | $198,609-97.2% |
| Participation rate | 0.0% | 78.0%-78.0pp | 73.2%-73.2pp | 82.4%-82.4pp |
| Annual return | 16.08% | 12.94%+3.1pp | 13.57%+2.5pp | 202.70%-186.6pp |
| Employer contribution / active EE | $0 | $3,007-100.0% | $2,731-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $0 | $5,168-100.0% | $4,318-100.0% | $6,977-100.0% |
| Admin fee / account holder | $1,818 | $15,134-88.0% | $11,551-84.3% | $19,030-90.4% |