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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,900 | $100,139-91.1% | $85,187-89.6% | $145,884-93.9% |
| Participation rate | 77.3% | 74.1%+3.2pp | 67.5%+9.8pp | 80.3%-3.0pp |
| Annual return | 14.31% | 84.15%-69.8pp | 66.67%-52.4pp | 551.85%-537.5pp |
| Employer contribution / active EE | $533 | $3,238-83.5% | $2,732-80.5% | $4,662-88.6% |
| Participant deferral / active EE | $2,249 | $5,296-57.5% | $4,525-50.3% | $6,690-66.4% |
| Admin fee / account holder | $3,597 | $7,262-50.5% | $6,162-41.6% | $13,392-73.1% |