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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,420 | $108,882-62.9% | $96,754-58.2% | $154,746-73.9% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 19.89% | 98.39%-78.5pp | 82.04%-62.1pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,239 | $3,018-58.9% | $2,679-53.7% | $4,379-71.7% |
| Participant deferral / active EE | $1,548 | $5,323-70.9% | $4,758-67.5% | $6,730-77.0% |
| Admin fee / account holder | $2,260 | $10,200-77.8% | $8,905-74.6% | $14,365-84.3% |