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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,420 | $97,125-58.4% | $86,233-53.1% | $137,256-70.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 19.89% | 74.19%-54.3pp | 61.39%-41.5pp | 220.34%-200.4pp |
| Employer contribution / active EE | $1,239 | $2,841-56.4% | $2,504-50.5% | $4,156-70.2% |
| Participant deferral / active EE | $1,548 | $5,180-70.1% | $4,559-66.1% | $6,407-75.8% |
| Admin fee / account holder | $2,260 | $9,725-76.8% | $8,342-72.9% | $12,270-81.6% |