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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,526 | $101,618-82.8% | $93,063-81.2% | $137,256-87.2% |
| Participation rate | 95.2% | 74.9%+20.3pp | 72.1%+23.1pp | 80.0%+15.3pp |
| Annual return | 12.12% | 223.95%-211.8pp | 34.15%-22.0pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,493 | $2,707-44.8% | $2,476-39.7% | $4,156-64.1% |
| Participant deferral / active EE | $4,543 | $4,279+6.2% | $3,958+14.8% | $6,407-29.1% |
| Admin fee / account holder | $747 | $6,198-87.9% | $6,033-87.6% | $12,270-93.9% |