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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,911 | $101,798-71.6% | $165,071-82.5% | $80,935-64.3% |
| Participation rate | 90.9% | 71.8%+19.1pp | 78.6%+12.3pp | 67.7%+23.2pp |
| Annual return | 22.10% | 16.73%+5.4pp | 70.17%-48.1pp | 35.66%-13.6pp |
| Employer contribution / active EE | $3,320 | $2,954+12.4% | $4,347-23.6% | $2,757+20.4% |
| Participant deferral / active EE | $5,164 | $4,476+15.4% | $6,035-14.4% | $4,299+20.1% |
| Admin fee / account holder | $6,409 | $8,221-22.0% | $12,695-49.5% | $6,924-7.4% |