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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,023 | $29,051+58.4% | $52,425-12.2% | $67,986-32.3% |
| Participation rate | 3.8% | 30.4%-26.6pp | 55.6%-51.8pp | 57.2%-53.4pp |
| Annual return | 21.48% | 24.00%-2.5pp | 302.12%-280.6pp | 31.67%-10.2pp |
| Employer contribution / active EE | $283 | $412-31.4% | $914-69.1% | $2,019-86.0% |
| Participant deferral / active EE | $1,010 | $873+15.7% | $1,790-43.6% | $3,358-69.9% |
| Admin fee / account holder | $4,108 | $2,113+94.5% | $2,495+64.7% | $3,203+28.3% |