Retirement plan

ADVISORY ALPHA 401(K) PLAN

Name: ADVISORY ALPHA, LLC. - ADVISORY ALPHA 401(K) PLAN (2025) Form 5500
Creator: ADVISORY ALPHA, LLC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ADVISORY ALPHA 401(K) PLAN, ADVISORY ALPHA, LLC.

ADVISORY ALPHA, LLC.EIN 45-2495320Plan #001PY 2025

348 S. WAVERLY RD., SUITE 100 - HOLLAND, MI 49423616-298-2126advisoryalpha.comLinkedIn11-50 employeesinvestment management

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed February 13, 2023

Plan administrator

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348 S. Waverly Road, Suite 100

Holland, MI 49423

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Plans declared (1)

Advisory Alpha Phantom Equity Plan4 emp

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Total assets (EOY)

$2.7M

+26.9% from 2024

Total participants

-5.1% from 2024

Average account balance

$84,634

+34.8% from 2024

Annual return

27.45%

+14.86 pp from 2024

Benchmarks

See 896 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort896 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$85K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$300K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+27.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9872

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$316K

$9872 / participant

Other / not subdivided$316K100.0%

% of EOY assets

11.664%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$84,634

$149,446-43.4%

$256,809-67.0%

$94,015-10.0%

Participation rate

84.4%

85.3%-0.9pp

88.5%-4.2pp

70.8%+13.6pp

Annual return

27.45%

17.55%+9.9pp

32.73%-5.3pp

17.84%+9.6pp

Employer contribution / active EE

$2,800

$4,596-39.1%

$7,263-61.4%

$2,790+0.4%

Participant deferral / active EE

$6,559

$6,491+1.1%

$9,520-31.1%

$4,249+54.4%

Admin fee / account holder

$9,872

$24,035-58.9%

$25,146-60.7%

$8,951+10.3%

ADVISORY ALPHA 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ADVISORY ALPHA 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion