Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,615 | $51,638-29.1% | $129,406-71.7% | $80,959-54.8% |
| Participation rate | 44.4% | 56.9%-12.5pp | 69.6%-25.2pp | 67.7%-23.2pp |
| Annual return | 10.77% | 20.78%-10.0pp | 9468.18%-9457.4pp | 35.67%-24.9pp |
| Employer contribution / active EE | $539 | $1,584-65.9% | $4,155-87.0% | $2,757-80.4% |
| Participant deferral / active EE | $2,270 | $2,670-15.0% | $4,167-45.5% | $4,300-47.2% |
| Admin fee / account holder | $1,030 | $4,313-76.1% | $7,689-86.6% | $6,925-85.1% |