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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,068 | $102,385-66.7% | $147,080-76.8% | $80,935-57.9% |
| Participation rate | 98.8% | 75.9%+22.9pp | 82.2%+16.6pp | 67.7%+31.1pp |
| Annual return | 19.17% | 135.09%-115.9pp | 420.17%-401.0pp | 35.66%-16.5pp |
| Employer contribution / active EE | $3,386 | $3,717-8.9% | $4,933-31.4% | $2,757+22.8% |
| Participant deferral / active EE | $6,788 | $6,651+2.1% | $8,066-15.9% | $4,299+57.9% |
| Admin fee / account holder | $4,655 | $7,951-41.5% | $12,989-64.2% | $6,924-32.8% |