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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,119 | $111,830-34.6% | $93,696-22.0% | $145,884-49.9% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 10.99% | 204.08%-193.1pp | 133.74%-122.8pp | 551.85%-540.9pp |
| Employer contribution / active EE | $2,422 | $3,093-21.7% | $2,4220% | $4,662-48.0% |
| Participant deferral / active EE | $6,664 | $4,920+35.5% | $4,417+50.9% | $6,690-0.4% |
| Admin fee / account holder | $368 | $10,249-96.4% | $8,287-95.6% | $13,392-97.3% |