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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,908 | $72,071-91.8% | $68,368-91.4% | $137,256-95.7% |
| Participation rate | 70.0% | 76.2%-6.2pp | 73.8%-3.8pp | 80.0%-10.0pp |
| Annual return | 21.60% | 353.14%-331.5pp | 292.57%-271.0pp | 220.34%-198.7pp |
| Employer contribution / active EE | $0 | $2,788-100.0% | $2,649-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,637 | $4,410-62.9% | $4,123-60.3% | $6,407-74.4% |
| Admin fee / account holder | $1,121 | $5,336-79.0% | $5,150-78.2% | $12,270-90.9% |