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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,179 | $178,174-51.1% | $156,181-44.2% | $137,256-36.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 16.52% | 84.19%-67.7pp | 64.87%-48.4pp | 220.34%-203.8pp |
| Employer contribution / active EE | $3,169 | $4,972-36.3% | $4,294-26.2% | $4,156-23.8% |
| Participant deferral / active EE | $7,690 | $6,888+11.6% | $6,132+25.4% | $6,407+20.0% |
| Admin fee / account holder | $2,573 | $17,404-85.2% | $14,586-82.4% | $12,270-79.0% |