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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,179 | $199,109-56.2% | $173,730-49.8% | $154,746-43.7% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.6%+6.1pp | 80.7%+5.0pp |
| Annual return | 16.52% | 20.02%-3.5pp | 19.96%-3.4pp | 172.34%-155.8pp |
| Employer contribution / active EE | $3,169 | $5,311-40.3% | $4,577-30.8% | $4,379-27.6% |
| Participant deferral / active EE | $7,690 | $7,113+8.1% | $6,326+21.6% | $6,730+14.3% |
| Admin fee / account holder | $2,573 | $20,916-87.7% | $17,523-85.3% | $14,365-82.1% |