Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,004 | $65,246-35.6% | $98,716-57.4% | $67,986-38.2% |
| Participation rate | 54.7% | 51.4%+3.3pp | 69.3%-14.6pp | 57.2%-2.5pp |
| Annual return | 20.58% | 20.58%0pp | 31.81%-11.2pp | 31.67%-11.1pp |
| Employer contribution / active EE | $1,224 | $1,042+17.4% | $2,279-46.3% | $2,019-39.4% |
| Participant deferral / active EE | $2,382 | $2,594-8.2% | $4,048-41.2% | $3,358-29.1% |
| Admin fee / account holder | $615 | $4,561-86.5% | $8,703-92.9% | $3,203-80.8% |