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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,768 | $67,823+36.8% | $52,425+77.0% | $137,256-32.4% |
| Participation rate | 63.6% | 63.9%-0.3pp | 55.6%+8.0pp | 80.0%-16.3pp |
| Annual return | 16.11% | 219.11%-203.0pp | 302.12%-286.0pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,825 | $1,163+142.9% | $914+209.0% | $4,156-32.0% |
| Participant deferral / active EE | $3,053 | $2,288+33.4% | $1,790+70.5% | $6,407-52.4% |
| Admin fee / account holder | $821 | $2,844-71.1% | $2,495-67.1% | $12,270-93.3% |