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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,768 | $94,439-1.8% | $73,658+25.9% | $154,746-40.1% |
| Participation rate | 63.6% | 64.7%-1.0pp | 57.0%+6.6pp | 80.7%-17.1pp |
| Annual return | 16.11% | 28.25%-12.1pp | 29.72%-13.6pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,825 | $1,257+124.7% | $1,032+173.6% | $4,379-35.5% |
| Participant deferral / active EE | $3,053 | $2,527+20.8% | $2,062+48.1% | $6,730-54.6% |
| Admin fee / account holder | $821 | $3,843-78.6% | $3,357-75.5% | $14,365-94.3% |