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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,173 | $29,319-38.0% | $52,425-65.3% | $82,448-78.0% |
| Participation rate | 86.7% | 46.9%+39.8pp | 55.6%+31.0pp | 68.1%+18.6pp |
| Annual return | 35.78% | 535.20%-499.4pp | 302.12%-266.3pp | 41.64%-5.9pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,498 | $1,171+540.1% | $1,790+318.8% | $4,139+81.1% |
| Admin fee / account holder | $1,244 | $1,962-36.6% | $2,495-50.1% | $7,234-82.8% |