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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,958 | $160,070-76.3% | $147,117-74.2% | $145,897-74.0% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 12.86% | 98.69%-85.8pp | 420.54%-407.7pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,243 | $5,285-76.5% | $4,932-74.8% | $4,663-73.3% |
| Participant deferral / active EE | $4,708 | $8,419-44.1% | $8,065-41.6% | $6,689-29.6% |
| Admin fee / account holder | $331 | $15,035-97.8% | $12,993-97.5% | $13,390-97.5% |