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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,735 | $100,203-39.4% | $85,240-28.7% | $145,897-58.4% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 12.98% | 84.28%-71.3pp | 66.75%-53.8pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,324 | $3,242-59.1% | $2,735-51.6% | $4,663-71.6% |
| Participant deferral / active EE | $2,330 | $5,299-56.0% | $4,527-48.5% | $6,689-65.2% |
| Admin fee / account holder | $22,575 | $7,265+210.7% | $6,165+266.2% | $13,390+68.6% |