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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,735 | $100,073-39.3% | $85,126-28.7% | $145,877-58.4% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 12.98% | 84.11%-71.1pp | 66.63%-53.7pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,324 | $3,236-59.1% | $2,731-51.5% | $4,663-71.6% |
| Participant deferral / active EE | $2,330 | $5,294-56.0% | $4,523-48.5% | $6,691-65.2% |
| Admin fee / account holder | $22,575 | $7,261+210.9% | $6,160+266.5% | $13,402+68.4% |