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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,735 | $99,921-39.2% | $85,009-28.6% | $145,959-58.4% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 12.98% | 83.89%-70.9pp | 66.47%-53.5pp | 561.95%-549.0pp |
| Employer contribution / active EE | $1,324 | $3,233-59.0% | $2,728-51.5% | $4,661-71.6% |
| Participant deferral / active EE | $2,330 | $5,293-56.0% | $4,522-48.5% | $6,689-65.2% |
| Admin fee / account holder | $22,575 | $7,252+211.3% | $6,153+266.9% | $13,398+68.5% |