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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,276 | $126,661-78.5% | $113,397-75.9% | $138,895-80.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 0.74% | 25.05%-24.3pp | 23.20%-22.5pp | 145.39%-144.7pp |
| Employer contribution / active EE | $38,513 | $3,456+1014.3% | $2,977+1193.6% | $4,194+818.2% |
| Participant deferral / active EE | $31,000 | $5,693+444.6% | $5,076+510.7% | $6,396+384.7% |
| Admin fee / account holder | $64,294 | $14,549+341.9% | $11,957+437.7% | $12,562+411.8% |