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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,131 | $154,228+18.7% | $145,433+25.9% | $137,256+33.4% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 16.06% | 74.59%-58.5pp | 66.58%-50.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $4,105 | $4,804-14.6% | $4,554-9.9% | $4,156-1.2% |
| Participant deferral / active EE | $12,383 | $8,216+50.7% | $7,897+56.8% | $6,407+93.3% |
| Admin fee / account holder | $763 | $14,344-94.7% | $13,129-94.2% | $12,270-93.8% |