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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,078 | $129,737-36.0% | $119,126-30.3% | $154,746-46.3% |
| Participation rate | 87.5% | 78.9%+8.6pp | 75.8%+11.7pp | 80.7%+6.8pp |
| Annual return | 18.80% | 379.08%-360.3pp | 282.11%-263.3pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,501 | $4,375-65.7% | $4,034-62.8% | $4,379-65.7% |
| Participant deferral / active EE | $2,787 | $5,842-52.3% | $5,318-47.6% | $6,730-58.6% |
| Admin fee / account holder | $395 | $11,961-96.7% | $10,693-96.3% | $14,365-97.3% |