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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,123 | $67,823-98.3% | $52,425-97.9% | $137,256-99.2% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 27.19% | 219.11%-191.9pp | 302.12%-274.9pp | 220.34%-193.1pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $442 | $2,288-80.7% | $1,790-75.3% | $6,407-93.1% |
| Admin fee / account holder | $16 | $2,844-99.4% | $2,495-99.4% | $12,270-99.9% |