Filed March 23, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,747 | $101,672-67.8% | $147,117-77.7% | $74,478-56.0% |
| Participation rate | 63.8% | 75.5%-11.7pp | 82.2%-18.4pp | 67.2%-3.4pp |
| Annual return | 38.07% | 8757.83%-8719.8pp | 420.54%-382.5pp | 1370.56%-1332.5pp |
| Employer contribution / active EE | $2,117 | $3,813-44.5% | $4,932-57.1% | $2,626-19.4% |
| Participant deferral / active EE | $5,956 | $7,305-18.5% | $8,065-26.1% | $4,350+36.9% |
| Admin fee / account holder | $1,107 | $1,753-36.9% | $12,993-91.5% | $1,946-43.1% |