Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,620 | $83,023-83.6% | $102,437-86.7% | $77,762-82.5% |
| Participation rate | 45.5% | 71.5%-26.1pp | 74.5%-29.0pp | 70.6%-25.1pp |
| Annual return | 13.62% | 19.12%-5.5pp | 24.95%-11.3pp | 31.27%-17.7pp |
| Employer contribution / active EE | $1,033 | $3,552-70.9% | $3,871-73.3% | $2,728-62.1% |
| Participant deferral / active EE | $1,953 | $4,110-52.5% | $5,060-61.4% | $4,651-58.0% |
| Admin fee / account holder | $2,502 | $639+291.5% | $8,388-70.2% | $433+477.9% |