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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,307 | $55,437-29.1% | $155,534-74.7% | $74,459-47.2% |
| Participation rate | 52.4% | 61.9%-9.5pp | 78.2%-25.8pp | 67.2%-14.8pp |
| Annual return | 18.27% | 269.58%-251.3pp | 64.92%-46.6pp | 1369.70%-1351.4pp |
| Employer contribution / active EE | $1,845 | $2,266-18.6% | $4,675-60.5% | $2,626-29.8% |
| Participant deferral / active EE | $3,756 | $2,837+32.4% | $5,630-33.3% | $4,350-13.6% |
| Admin fee / account holder | $5,284 | $1,742+203.2% | $15,900-66.8% | $1,945+171.7% |