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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,377 | $174,379-28.1% | $152,093-17.6% | $138,895-9.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.73% | 74.86%-63.1pp | 66.36%-54.6pp | 145.39%-133.7pp |
| Employer contribution / active EE | $8,473 | $4,652+82.1% | $4,175+103.0% | $4,194+102.0% |
| Participant deferral / active EE | $10,228 | $6,159+66.1% | $5,451+87.6% | $6,396+59.9% |
| Admin fee / account holder | $6,389 | $16,880-62.1% | $14,497-55.9% | $12,562-49.1% |