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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,053 | $110,410-77.3% | $102,437-75.5% | $145,897-82.8% |
| Participation rate | 58.3% | 77.9%-19.6pp | 74.5%-16.2pp | 80.3%-22.0pp |
| Annual return | 14.58% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,161 | $4,217-48.8% | $3,871-44.2% | $4,663-53.7% |
| Participant deferral / active EE | $5,528 | $5,622-1.7% | $5,060+9.2% | $6,689-17.4% |
| Admin fee / account holder | $1,220 | $9,745-87.5% | $8,388-85.5% | $13,390-90.9% |