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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,887 | $183,516+17.6% | $155,534+38.8% | $145,884+48.0% |
| Participation rate | 93.8% | 82.7%+11.0pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 10.45% | 61.43%-51.0pp | 64.92%-54.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $5,007 | $5,315-5.8% | $4,675+7.1% | $4,662+7.4% |
| Participant deferral / active EE | $7,396 | $6,467+14.4% | $5,630+31.4% | $6,690+10.6% |
| Admin fee / account holder | $4,917 | $19,293-74.5% | $15,900-69.1% | $13,392-63.3% |