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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,858 | $154,228-42.4% | $145,433-38.9% | $137,256-35.3% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 20.52% | 74.59%-54.1pp | 66.58%-46.1pp | 220.34%-199.8pp |
| Employer contribution / active EE | $2,451 | $4,804-49.0% | $4,554-46.2% | $4,156-41.0% |
| Participant deferral / active EE | $10,530 | $8,216+28.2% | $7,897+33.3% | $6,407+64.3% |
| Admin fee / account holder | $592 | $14,344-95.9% | $13,129-95.5% | $12,270-95.2% |