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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,858 | $162,136-45.2% | $152,301-41.7% | $154,746-42.6% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 20.52% | 91.02%-70.5pp | 80.50%-60.0pp | 172.34%-151.8pp |
| Employer contribution / active EE | $2,451 | $4,890-49.9% | $4,624-47.0% | $4,379-44.0% |
| Participant deferral / active EE | $10,530 | $8,341+26.2% | $8,004+31.6% | $6,730+56.4% |
| Admin fee / account holder | $592 | $15,759-96.2% | $14,398-95.9% | $14,365-95.9% |