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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,858 | $196,972-54.9% | $182,262-51.2% | $198,609-55.3% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 20.52% | 158.27%-137.8pp | 140.60%-120.1pp | 202.70%-182.2pp |
| Employer contribution / active EE | $2,451 | $5,364-54.3% | $5,046-51.4% | $5,055-51.5% |
| Participant deferral / active EE | $10,530 | $8,643+21.8% | $8,276+27.2% | $6,977+50.9% |
| Admin fee / account holder | $592 | $18,429-96.8% | $16,712-96.5% | $19,030-96.9% |