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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,781 | $110,337-47.6% | $102,383-43.6% | $145,877-60.4% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 5.42% | 24.83%-19.4pp | 24.94%-19.5pp | 551.28%-545.9pp |
| Employer contribution / active EE | $16,213 | $4,216+284.6% | $3,870+318.9% | $4,663+247.7% |
| Participant deferral / active EE | $8,714 | $5,621+55.0% | $5,060+72.2% | $6,691+30.2% |
| Admin fee / account holder | $562 | $9,750-94.2% | $8,391-93.3% | $13,402-95.8% |