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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,174 | $102,422-54.9% | $147,117-68.6% | $80,959-43.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.06% | 135.16%-121.1pp | 420.54%-406.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,641 | $3,717-29.0% | $4,932-46.5% | $2,757-4.2% |
| Participant deferral / active EE | $3,671 | $6,652-44.8% | $8,065-54.5% | $4,300-14.6% |
| Admin fee / account holder | $607 | $7,953-92.4% | $12,993-95.3% | $6,925-91.2% |