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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,690 | $169,356-92.5% | $129,406-90.2% | $145,897-91.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.24% | 14418.62%-14404.4pp | 9468.18%-9453.9pp | 552.29%-538.1pp |
| Employer contribution / active EE | $2,329 | $5,542-58.0% | $4,155-43.9% | $4,663-50.0% |
| Participant deferral / active EE | $3,297 | $4,987-33.9% | $4,167-20.9% | $6,689-50.7% |
| Admin fee / account holder | $1,613 | $9,915-83.7% | $7,689-79.0% | $13,390-88.0% |