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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,944 | $103,024-74.8% | $112,040-76.8% | $79,634-67.4% |
| Participation rate | 70.6% | 80.6%-9.9pp | 76.5%-5.9pp | 62.5%+8.1pp |
| Annual return | 31.60% | 17.60%+14.0pp | 24.52%+7.1pp | 36.46%-4.9pp |
| Employer contribution / active EE | $2,088 | $3,015-30.7% | $2,954-29.3% | $2,529-17.4% |
| Participant deferral / active EE | $5,605 | $5,233+7.1% | $5,098+9.9% | $3,835+46.2% |
| Admin fee / account holder | $1,539 | $465+231.0% | $12,098-87.3% | $1,002+53.6% |