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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,790 | $201,259+36.5% | $184,200+49.2% | $145,959+88.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.48% | 28.98%-13.5pp | 28.80%-13.3pp | 561.95%-546.5pp |
| Employer contribution / active EE | $4,144 | $7,018-40.9% | $6,424-35.5% | $4,661-11.1% |
| Participant deferral / active EE | $20,116 | $9,806+105.1% | $9,132+120.3% | $6,689+200.8% |
| Admin fee / account holder | $2,746 | $16,372-83.2% | $13,907-80.3% | $13,398-79.5% |